Financial Services

Farmers Grain offers a variety of competitive financing options to meet the needs of our producers. In conjunction with Cooperative Financial Association (CFA), CHS Capital and local lenders, we are able to provide low interest funding for fertilizer, chemical, seed, petroleum products and livestock. We are also able to assist with real estate, machinery, equipment and operating loans.

Standard Loan Features

  • Quick approval process
  • Credit limits to fit the needs of the producer
  • Funding for agricultural input production needs

Program Advantages

  • Simple loan application
  • Competitive loan rates
  • Loan maturity to match your marketing needs
  • Local service linked to national expertise
  • Easy access to our funds

Loan Purposes

  • Full crop production loans
  • Grain inventory loans
  • Specific product promotion loans
  • Crop operating loans
  • Crop input loans
  • Feed loans
  • Livestock loans

Loan Types

Secured or unsecured loans (depending on loan size and credit quality).

Interest Rate

Variable rate (contact us for interest rate quote).

Collateral Requirements

Lien position, assignment of insurance, buyer’s notification and collateral requirements are based on loan size and credit quality.

Approval Time

Typically, a credit decision is communicated to Farmers Grain Company within 48 hours of receiving a completed application.

Lending Partners

Cooperative Financial Association (CFA) is a financial service cooperative with more than 140 local and regional cooperative members utilizing the Input Finance Program (IFP). IFP originated in 1988 and is strongly supported by our membership. The program is administered through a joint effort between Farmers Grain Company and CFA.

CHS Capital is a professional, experienced partner committed to helping agricultural producers reach their financial and growth goals. CHS Capital understands today’s agriculture, its customers and what it takes for them to succeed in an ever-changing global market. CHS Capital offers competitive, flexible products and services and experienced staff to support an ag producer’s business and its growth.

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